The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

Get A Quote

Find An Agent

Optional Coverage

Listed below are some of the optional coverages available for a nominal charge:

Additional insured

ATV off-premise liability

Blanket Acreage

Borrowed/rented farm equipment – 30 day (in addition to automatic $10,000 coverage)

Business activities

Business property on premises (in addition to automatic $2,500 coverage)

Cab glass coverage

Computer coverage, including GPS & related equipment

Confinement

Contract Growers

Disruption of farming operations

Earthquake

Employers liability for farm equipment

Equipment breakdown

Farm extra expense/loss of income/rental reimbursement

Farm Machinery Replacement

Farmowners Cyber and Drone Coverage

Foreign objects coverage

Inflation guard

Liability coverage for rental and seasonal dwellings

Livestock Care, Custody and Control

Motorized golf carts

Off-premises power failure

Peak season coverage

Rental dwelling coverage

Replacement cost coverage for household personal property

Scheduled personal property coverage

Special cause of loss for grain stored inside a structure

Spoilage for perishable farm personal property

Sump overflow and water backup from sewers or drains

Other Farm Programs

Farm Umbrella – We offer a Farm Umbrella designed specifically for a farmer. This product is designed to insure both the personal exposures that are typical to a homeowner and the commercial exposures from the farming operations.