The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

The Homeowners Program

Quality Protection For All Insureds

The Western Reserve Group offers a competitively priced homeowners program to meet most customers’ insurance needs.

Policies include the following coverages:

  • Dwelling Coverage
  • Coverage for "Other Structures"
  • Contents Coverage
  • Loss of Use
  • Personal Liability
  • Medical Expenses for others

Listed below are some of the Optional Coverages available for a nominal charge:

  • Assisted Living Care
  • Earthquake
  • Home Business
  • Homeowner Equipment Breakdown
  • Other Member of your Household
  • Personal Cyber and Identity Fraud Coverage
  • Personal Injury
  • Personal Property Replacement Cost Loss Settlement
  • Refrigerated Property
  • Scheduled Personal Property
  • Service Line
  • Special Computer
  • Water Backup and Sump Discharge or Overflow
  • Watercraft

Customers who qualify may obtain the following discounts:

  • Advance Quote
  • Automatic Backup Generator
  • Multi-Policy
  • New Home
  • Protective Device (Fire and/or Burglar)
  • Mortgage Free
  • Renewal

The Western Reserve Group also offers coverage for condominium owners and renters. See a Western Reserve Group agent for details.