The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

A.M. Best Rating

Financial Strength Rating "A Excellent"

Western Reserve Group

Western Reserve Mutual Casualty

Lightning Rod Mutual Insurance Company

Sonnenberg Mutual Insurance Company

In a recent article published in the July 2023 edition of Best’s Review, Western Reserve Mutual Casualty Company was recognized as being rated “A” or higher by A.M. Best for over 50 years and as being a Top 200 U.S. Property/Casualty Writer.

For over 118 years Western Reserve Group, working with professional independent agents, has provided the highest quality property/casualty insurance products, competitive pricing, and exemplary service to hundreds of thousands of policyholders.

Headquartered in Wooster, Ohio, the company is supported by approximately 300 employees and over 3,600 licensed agents from nearly 725 locations.

The Western Reserve Group consists of Western Reserve Mutual Casualty Company, Lightning Rod Mutual Insurance Company, and Sonnenberg Mutual Insurance Company, three Ohio-domiciled property/casualty insurance companies.

As a regional carrier doing business exclusively in Ohio and Indiana, Western Reserve Group has developed extensive expertise and understands the unique needs that exist for our customers. Whether it be for auto, home, business, or farm, we have programs to protect them all.

Even in today’s volatile financial environment, Western Reserve Group maintains an unsurpassed record of financial stability and fiscal responsibility. Our sound financial condition and successful operating strategies have earned us an “A” (Excellent) rating for over 50 years from A.M. Best, the nation’s leading insurance rating organization. A.M. Best bases its ratings on financial strength, operating performance, and the ability to meet obligations to policyholders.