The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.
Most homeowners are not aware that they own and are responsible for the repair or replacement of service lines on their property (the pipes and wiring that bring hot water, electricity and other services to their home).
Many homeowner policies do not cover underground piping and wiring that is damaged by common events such as tree root invasion, freezing, excavation, accidents, corrosion, and erosion. So most homeowners are still exposed to uninsured damage to their property, expensive repair, and displacement of their family while repairs are being made.
Coverage applies to homeowner- owned, exterior, and underground:
These examples of potential losses demonstrate how important Service Line Coverage can be.