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The Western Reserve Group offers a comprehensive and competitively priced portfolio of personal, farm, and commercial insurance products. The products are backed by experienced employees dedicated to providing the best possible products and service to agents and policyholders.

FALL SEASON SAFETY TIPS ~ HOME MAINTENANCE

SAFETY TIPS FOR FALL DRIVING

WINTER SAFETY ~ TIPS TO HELP MAKE WINTER LESS PAINFUL

WINTER SAFETY ~ FIRE PROTECTION

WHAT TO DO BEFORE WINTER STORMS AND EXTREME COLD ARRIVES

SAFETY TIPS ~ WINTER DRIVING

TEMPERATURE RELATED WINTER SAFETY TIPS

WINTER STORM PREPARATIONS

 

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WHAT TO DO BEFORE WINTER STORMS AND EXTREME COLD ARRIVES

Helpful Tips

 

Heavy snowfall and extreme cold can immobilize an entire region. Winter storms can result in flooding, storm surge, closed highways, blocked roads, downed power lines, and hypothermia.


Add the following supplies to your disaster supplies kit:

·         Rock salt to melt ice on walkways

·         Sand to improve traction

·         Snow shovels and other snow removal equipment.

 

Prepare your home and family

·         Prepare for possible isolation in your home by having sufficient heating fuel; regular
       fuel sources may be cut off. For example, store a good supply of dry, seasoned
       wood for your fireplace or wood-burning stove.

·         Winterize your home to extend the life of your fuel supply by insulating walls and
       attics, caulking and weather-stripping doors and windows, and installing storm
       windows or covering windows with plastic.

·         Winterize your house, barn, shed or any other structure that may provide shelter for
       your family, neighbors, livestock, or equipment. Clear rain gutters, repair roof
       leaks, and cut away tree branches that could fall on a house or other structure
       during a storm.

·         Insulate pipes with insulation or newspapers and plastic and allow faucets to drip a
       little during cold weather to avoid freezing.

·         Keep fire extinguishers on hand, and make sure everyone in your house knows how
       to use them. House fires pose an additional risk, as more people turn to
       alternate heating sources without taking the necessary safety precautions.

·         Learn how to shut off water valves (in case a pipe bursts).

·         Hire a contractor to check the structural ability of the roof to sustain unusually
       heavy weight from the accumulation of snow or water, if drains on flat roofs
       do not work.

 

Prepare your car

·         Check or have a mechanic check the following items on your car:

·         Antifreeze levels - ensure they are sufficient to avoid freezing.

·         Battery and ignition system - should be in top condition and battery terminals
       should be clean.

·         Brakes - check for wear and fluid levels.

·         Exhaust system - check for leaks and crimped pipes and repair or replace as
       necessary. Carbon monoxide is deadly and usually gives no warning.

·         Fuel and air filters - replace and keep water out of the system by using additives
       and maintaining a full tank of gas.

·         Heater and defroster - ensure they work properly.

·         Lights and flashing hazard lights - check for serviceability.

·         Oil - check for level and weight. Heavier oils congeal more at low temperatures
       and do not lubricate as well.

·         Thermostat - ensure it works properly.

·         Windshield wiper equipment - repair any problems and maintain proper washer
       fluid level.

·         Install good winter tires. Make sure the tires have adequate tread. All-weather
       radials are usually adequate for most winter conditions. However, some
       jurisdictions require that to drive on their roads, vehicles must be equipped with
       chains or snow tires with studs.

·         Maintain at least a half tank of gas during the winter season.

·         Place a winter emergency kit in each car that includes:

·         A shovel

·         Windshield scraper and small broom

·         Flashlight

·         Battery powered radio

·         Extra batteries

·         Water

·         Snack food

·         Matches

·         Extra hats, socks, and mittens

·         First aid kit with pocket knife

·         Necessary medications

·         Blanket(s)

·         Tow chain or rope

·         Road salt and sand

·         Booster cables

·         Emergency flares

·         Fluorescent distress flag

 

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