Listed below are some of the optional coverages available for a nominal charge:
- Additional insured
- ATV off-premise liability
- Blanket Acreage
- Borrowed/rented farm equipment – 30 day (in addition to automatic $10,000 coverage)
- Business activities
- Business property on premises (in addition to automatic $2,500 coverage)
- Cab glass coverage
- Computer coverage, including GPS & related equipment
- Confinement
- Contract Growers
- Disruption of farming operations
- Earthquake
- Employers liability for farm equipment
- Equipment breakdown
- Farm extra expense/loss of income/rental reimbursement
- Farm Machinery Replacement
- Farmowners Cyber and Drone Coverage
- Foreign objects coverage
- Inflation guard
- Liability coverage for rental and seasonal dwellings
- Livestock Care, Custody and Control
- Motorized golf carts
- Off-premises power failure
- Peak season coverage
- Rental dwelling coverage
- Replacement cost coverage for household personal property
- Scheduled personal property coverage
- Special cause of loss for grain stored inside a structure
- Spoilage for perishable farm personal property
- Sump overflow and water backup from sewers or drains
Other Farm Programs
Farm Umbrella – We offer a Farm Umbrella designed specifically for a farmer. This product is designed to insure both the personal exposures that are typical to a homeowner and the commercial exposures from the farming operations.