Enhancements

Farmowners Preferred Dwelling Enhancement:

• Dwelling Replacement Cost Coverage
• Replacement Cost - Household Personal Property
• Increased Household Personal Property – increased to 75% of the Dwelling Limit
• $500 Lock or Garage Door Remote Transmitter
• $5,000 Vehicle Damage to Fences
• $3,000 Blanket Coverage for Non-Private Garages
• $1,000 Refrigerated Products
• $2,500 Off Premises Power Failure Coverage
• Additional $300 in Money Coverage
• $500 Fire Extinguisher Recharge or Replacement Expense
• $1,000 4-H Animals, Livestock and FFA Project Coverage

Farmowners Plus Dwelling Enhancement:

• Replacement Cost – Household Personal Property
• $1,500 Blanket Coverage for Non-Private Garages
• $2,500 Vehicle Damage to Fences
• $1,000 Refrigerated Products
• $1,000 4-H Animals, Livestock and FFA Project Coverage

Farmowners Advantage Enhancement:

• $10,000 Blanket Coverage Farm Personal Property
• $10,000 Disruption of Farming Operations
• $10,000 Off Premises Utility Power Failure Damage to any Covered Outbuilding
• $2,000 Cab Glass Coverage to Mobile Farm Machinery
• $5,000 Blanket Farm Computer and $5,000 Electronic Media Coverage
• $10,000 Foreign Objects Coverage for scheduled and unscheduled Farm Personal Property
• $5,000 Extra Expense Coverage for Farm Personal Property and farm outbuildings
• $5,000 Arson and Burglary Reward
• $2,500 Unscheduled Signs and Entrance Gate Coverage
• $7,500 Livestock Per Head limit for unscheduled livestock, older than one year in age
• $5,000 for Farm Personal Property in the Custody of a Common or Contract Carrier
• Replacement Cost Loss Coverage for Scheduled Well Pumps used to supply water to the Farm Outbuildings

Farmowners Advantage Select Enhancement:

• $10,000 Blanket Coverage Farm Personal Property
• $25,000 Disruption of Farming Operations
• $10,000 Off Premises Utility Power Failure Damage to any Covered Outbuilding and Farm Personal Property
• $2,000 Cab Glass Coverage to Mobile Farm Machinery
• $10,000 Blanket Farm Computer and $10,000 Electronic Media Coverage
• $25,000 Foreign Objects Coverage for scheduled and unscheduled Farm Personal Property
• $25,000 Extra Expense Coverage for Farm Personal Property and farm outbuildings
• $5,000 Arson and Burglary Reward
• $2,500 Unscheduled Signs and Entrance Gate Coverage
• $7,500 Livestock Per Head limit for unscheduled livestock, older than one year in age
• $25,000 for Farm Personal Property in the Custody of a Common or Contract Carrier
• $250,000 Newly Constructed Farm Outbuildings
• $10,000 Cost of Restoring Farm Operations Records
• Replacement Cost Loss Coverage for Scheduled Well Pumps used to supply water to the Farm Outbuildings
• $250,000 Replacement Farm Machinery, Vehicles, and Equipment Newly Purchased - Up to 90 days
• $100,000 Rented, Borrowed and Leased Equipment - Up to 60 days